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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,369 | $95,188+32.8% | $76,518+65.1% | $135,380-6.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | 5.39% | 4.85%+0.5pp | -0.27%+5.7pp | 519.81%-514.4pp |
| Employer contribution / active EE | $11,036 | $3,303+234.2% | $2,647+316.9% | $4,779+130.9% |
| Participant deferral / active EE | $7,285 | $4,640+57.0% | $3,836+89.9% | $5,609+29.9% |
| Admin fee / account holder | $20,391 | $6,249+226.3% | $4,849+320.6% | $10,828+88.3% |