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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,864 | $160,070-25.7% | $147,117-19.2% | $145,897-18.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.08% | 98.69%-85.6pp | 420.54%-407.5pp | 552.29%-539.2pp |
| Employer contribution / active EE | $5,442 | $5,285+3.0% | $4,932+10.3% | $4,663+16.7% |
| Participant deferral / active EE | $8,726 | $8,419+3.6% | $8,065+8.2% | $6,689+30.5% |
| Admin fee / account holder | $3,008 | $15,035-80.0% | $12,993-76.8% | $13,390-77.5% |