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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,741 | $155,555+54.1% | $146,866+63.2% | $155,188+54.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 18.62% | 115.41%-96.8pp | 102.85%-84.2pp | 148.84%-130.2pp |
| Employer contribution / active EE | $2,715 | $4,647-41.6% | $4,425-38.6% | $4,248-36.1% |
| Participant deferral / active EE | $6,204 | $8,044-22.9% | $7,759-20.0% | $6,531-5.0% |
| Admin fee / account holder | $2,498 | $14,755-83.1% | $13,620-81.7% | $14,480-82.8% |