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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,005 | $160,028+46.9% | $147,080+59.8% | $145,884+61.1% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 12.79% | 98.60%-85.8pp | 420.17%-407.4pp | 551.85%-539.1pp |
| Employer contribution / active EE | $2,603 | $5,286-50.8% | $4,933-47.2% | $4,662-44.2% |
| Participant deferral / active EE | $6,060 | $8,422-28.0% | $8,066-24.9% | $6,690-9.4% |
| Admin fee / account holder | $13,786 | $15,030-8.3% | $12,989+6.1% | $13,392+2.9% |