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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,295 | $138,102+19.7% | $125,381+31.8% | $134,532+22.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.04% | 750.73%-765.8pp | 572.31%-587.3pp | 418.27%-433.3pp |
| Employer contribution / active EE | $8,429 | $5,245+60.7% | $4,815+75.0% | $4,741+77.8% |
| Participant deferral / active EE | $5,336 | $7,801-31.6% | $7,448-28.4% | $6,401-16.6% |
| Admin fee / account holder | $1,331 | $11,568-88.5% | $10,007-86.7% | $11,429-88.4% |