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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,152 | $165,399+22.2% | $149,745+35.0% | $158,982+27.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.69% | 348.34%-339.6pp | 276.72%-268.0pp | 302.99%-294.3pp |
| Employer contribution / active EE | $8,084 | $5,105+58.4% | $4,646+74.0% | $4,763+69.7% |
| Participant deferral / active EE | $6,818 | $7,183-5.1% | $6,843-0.4% | $5,983+13.9% |
| Admin fee / account holder | $1,412 | $10,811-86.9% | $9,312-84.8% | $11,252-87.4% |