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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,489 | $159,934+47.9% | $147,005+60.9% | $145,959+62.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.66% | 98.24%-89.6pp | 418.76%-410.1pp | 561.95%-553.3pp |
| Employer contribution / active EE | $7,720 | $5,287+46.0% | $4,934+56.4% | $4,661+65.6% |
| Participant deferral / active EE | $5,096 | $8,427-39.5% | $8,070-36.9% | $6,689-23.8% |
| Admin fee / account holder | $2,068 | $15,053-86.3% | $13,006-84.1% | $13,398-84.6% |