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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,509 | $83,485+56.3% | $125,192+4.2% | $72,975+78.8% |
| Participation rate | 90.6% | 73.3%+17.3pp | 79.8%+10.8pp | 69.5%+21.1pp |
| Annual return | 20.08% | 25.77%-5.7pp | 43.79%-23.7pp | 81.01%-60.9pp |
| Employer contribution / active EE | $2,598 | $2,346+10.8% | $3,866-32.8% | $2,440+6.5% |
| Participant deferral / active EE | $4,791 | $3,586+33.6% | $4,937-3.0% | $3,608+32.8% |
| Admin fee / account holder | $11,531 | $5,518+109.0% | $9,704+18.8% | $5,124+125.0% |