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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,560 | $69,977+22.3% | $108,582-21.2% | $62,881+36.1% |
| Participation rate | 89.5% | 72.9%+16.6pp | 79.6%+9.9pp | 69.3%+20.2pp |
| Annual return | 6.63% | 10.73%-4.1pp | -51.70%+58.3pp | 20.14%-13.5pp |
| Employer contribution / active EE | $2,284 | $2,135+7.0% | $3,758-39.2% | $2,281+0.1% |
| Participant deferral / active EE | $3,391 | $3,165+7.1% | $4,311-21.3% | $3,203+5.9% |
| Admin fee / account holder | $4,209 | $5,076-17.1% | $7,645-44.9% | $4,296-2.0% |