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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,885 | $101,778+71.8% | $164,975+6.0% | $80,925+116.1% |
| Participation rate | 87.1% | 71.8%+15.3pp | 78.6%+8.5pp | 67.7%+19.4pp |
| Annual return | 14.20% | 16.73%-2.5pp | 70.12%-55.9pp | 35.65%-21.4pp |
| Employer contribution / active EE | $2,369 | $2,954-19.8% | $4,343-45.5% | $2,756-14.1% |
| Participant deferral / active EE | $5,435 | $4,477+21.4% | $6,033-9.9% | $4,299+26.4% |
| Admin fee / account holder | $1,604 | $8,221-80.5% | $12,688-87.4% | $6,940-76.9% |