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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,366 | $73,988-34.6% | $96,538-49.9% | $75,177-35.7% |
| Participation rate | 57.5% | 66.4%-8.9pp | 74.3%-16.8pp | 67.2%-9.7pp |
| Annual return | 17.39% | 26.73%-9.3pp | 35.74%-18.4pp | 160.75%-143.4pp |
| Employer contribution / active EE | $1,492 | $2,930-49.1% | $3,740-60.1% | $2,671-44.1% |
| Participant deferral / active EE | $3,596 | $3,660-1.7% | $4,880-26.3% | $4,126-12.8% |
| Admin fee / account holder | $319 | $5,220-93.9% | $6,737-95.3% | $5,651-94.4% |