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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,356 | $78,670-38.5% | $109,173-55.7% | $85,847-43.7% |
| Participation rate | 48.9% | 68.3%-19.4pp | 75.9%-27.0pp | 69.3%-20.4pp |
| Annual return | 13.90% | 25.09%-11.2pp | 25.75%-11.9pp | 318.61%-304.7pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,012 | $3,467-42.0% | $4,654-56.8% | $3,952-49.1% |
| Admin fee / account holder | $1,494 | $5,469-72.7% | $6,755-77.9% | $6,261-76.1% |