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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,895 | $111,830+430.2% | $93,696+532.8% | $145,884+306.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 23.17% | 204.08%-180.9pp | 133.74%-110.6pp | 551.85%-528.7pp |
| Employer contribution / active EE | $5,868 | $3,093+89.7% | $2,422+142.3% | $4,662+25.9% |
| Participant deferral / active EE | $8,042 | $4,920+63.4% | $4,417+82.1% | $6,690+20.2% |
| Admin fee / account holder | $8,548 | $10,249-16.6% | $8,287+3.2% | $13,392-36.2% |