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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,350 | $95,917+268.4% | $79,583+344.0% | $134,545+162.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -22.18% | -2.70%-19.5pp | 0.16%-22.3pp | 418.37%-440.5pp |
| Employer contribution / active EE | $9,894 | $3,129+216.2% | $2,414+309.9% | $4,742+108.7% |
| Participant deferral / active EE | $6,521 | $4,694+38.9% | $3,986+63.6% | $6,401+1.9% |
| Admin fee / account holder | $3,595 | $9,132-60.6% | $6,835-47.4% | $11,431-68.5% |