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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,069 | $48,364+5.6% | $71,796-28.9% | $62,881-18.8% |
| Participation rate | 62.5% | 60.6%+1.9pp | 69.1%-6.6pp | 69.3%-6.8pp |
| Annual return | 6.11% | 13.16%-7.1pp | 78.04%-71.9pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,503 | $1,042+44.3% | $1,924-21.9% | $2,281-34.1% |
| Participant deferral / active EE | $3,090 | $2,091+47.8% | $2,794+10.6% | $3,203-3.5% |
| Admin fee / account holder | $1,983 | $3,771-47.4% | $4,815-58.8% | $4,296-53.8% |