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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,846 | $87,059+91.6% | $105,608+58.0% | $80,925+106.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 8.71% | 17.05%-8.3pp | 116.50%-107.8pp | 35.65%-26.9pp |
| Employer contribution / active EE | $3,015 | $2,396+25.8% | $3,167-4.8% | $2,756+9.4% |
| Participant deferral / active EE | $7,814 | $3,986+96.0% | $5,010+56.0% | $4,299+81.8% |
| Admin fee / account holder | $7,220 | $8,443-14.5% | $11,028-34.5% | $6,940+4.0% |