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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,858 | $61,660+100.9% | $80,022+54.8% | $64,173+93.0% |
| Participation rate | 94.1% | 71.7%+22.4pp | 75.8%+18.3pp | 69.6%+24.5pp |
| Annual return | -7.49% | -0.33%-7.2pp | 11.22%-18.7pp | 7.63%-15.1pp |
| Employer contribution / active EE | $2,629 | $1,810+45.2% | $2,468+6.5% | $2,381+10.4% |
| Participant deferral / active EE | $6,887 | $2,968+132.1% | $3,686+86.9% | $3,470+98.5% |
| Admin fee / account holder | $7,036 | $5,417+29.9% | $6,521+7.9% | $4,887+44.0% |