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| Provider | Service type | Compensation |
|---|---|---|
WOODBURY FINANCIAL SERVICES2 years Filed as: WOODBURY FINANCIAL Service code 22 | Insurance Broker | $9,193 |
PROFESSIONAL BENEFIT SERVICES5+ years Service code 49 · EIN 93-0998477 1193 ROYVONNE SE, SUITE 22 · SALEM, OR 97302 | Other Services | $1,700 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $1,028 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,748 | $88,515-56.2% | $162,177-76.1% | $67,579-42.7% |
| Participation rate | 49.1% | 86.8%-37.7pp | 87.6%-38.4pp | 71.3%-22.1pp |
| Annual return | 151.93% | 27.04%+124.9pp | 115.60%+36.3pp | 378.56%-226.6pp |
| Employer contribution / active EE | $814 | $3,563-77.1% | $5,613-85.5% | $2,148-62.1% |
| Participant deferral / active EE | $1,637 | $5,724-71.4% | $7,297-77.6% | $3,539-53.7% |
| Admin fee / account holder | $4 | $124-96.5% | $10,843-100.0% | $142-96.9% |