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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,137 | $85,766+106.5% | $136,298+30.0% | $70,126+152.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.36% | 31.46%-18.1pp | 5156.27%-5142.9pp | 73.15%-59.8pp |
| Employer contribution / active EE | $6,236 | $2,966+110.2% | $4,696+32.8% | $2,343+166.2% |
| Participant deferral / active EE | $8,147 | $5,051+61.3% | $6,247+30.4% | $3,332+144.5% |
| Admin fee / account holder | $12,291 | $5,421+126.7% | $9,244+33.0% | $4,645+164.6% |