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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,225 | $144,124-8.3% | $117,857+12.2% | $147,585-10.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 6.58% | 531.17%-524.6pp | 335.09%-328.5pp | 578.57%-572.0pp |
| Employer contribution / active EE | $10,292 | $4,897+110.2% | $3,786+171.8% | $4,876+111.1% |
| Participant deferral / active EE | $6,007 | $5,316+13.0% | $4,482+34.0% | $5,439+10.4% |
| Admin fee / account holder | $1,362 | $10,886-87.5% | $8,020-83.0% | $10,885-87.5% |