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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,301 | $209,428-57.8% | $178,498-50.5% | $158,950-44.4% |
| Participation rate | 14.3% | 86.4%-72.1pp | 81.9%-67.6pp | 82.0%-67.7pp |
| Annual return | 13.10% | 188.78%-175.7pp | 151.09%-138.0pp | 302.91%-289.8pp |
| Employer contribution / active EE | $1,010 | $5,707-82.3% | $5,011-79.8% | $4,762-78.8% |
| Participant deferral / active EE | $2,714 | $5,955-54.4% | $5,202-47.8% | $5,983-54.6% |
| Admin fee / account holder | $184 | $17,077-98.9% | $13,985-98.7% | $11,248-98.4% |