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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,469 | $149,333-78.3% | $106,387-69.5% | $135,379-76.0% |
| Participation rate | 90.9% | 81.5%+9.4pp | 77.5%+13.5pp | 82.6%+8.3pp |
| Annual return | -8.53% | 0.52%-9.0pp | 0.25%-8.8pp | 519.79%-528.3pp |
| Employer contribution / active EE | $0 | $4,984-100.0% | $3,520-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $7,273 | $7,230+0.6% | $5,421+34.2% | $5,609+29.7% |
| Admin fee / account holder | $391 | $15,952-97.6% | $7,510-94.8% | $10,828-96.4% |