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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,453 | $88,707-63.4% | $74,184-56.3% | $273,972-88.2% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.6%+6.7pp | 83.0%+0.3pp |
| Annual return | 7.22% | 11.94%-4.7pp | 17.74%-10.5pp | 41.46%-34.2pp |
| Employer contribution / active EE | $500 | $3,159-84.2% | $2,370-78.9% | $4,869-89.7% |
| Participant deferral / active EE | $2,461 | $4,212-41.6% | $3,550-30.7% | $5,287-53.5% |
| Admin fee / account holder | $332 | $8,717-96.2% | $5,586-94.0% | $10,133-96.7% |