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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,711 | $150,446-44.4% | $136,297-38.6% | $147,585-43.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.56% | 1049.14%-1035.6pp | 5156.19%-5142.6pp | 578.58%-565.0pp |
| Employer contribution / active EE | $3,860 | $5,256-26.6% | $4,696-17.8% | $4,876-20.9% |
| Participant deferral / active EE | $13,893 | $6,631+109.5% | $6,247+122.4% | $5,439+155.4% |
| Admin fee / account holder | $4,281 | $10,906-60.7% | $9,244-53.7% | $10,886-60.7% |