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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,789 | $65,395-77.4% | $182,531-91.9% | $72,983-79.7% |
| Participation rate | 88.4% | 65.4%+22.9pp | 78.0%+10.4pp | 69.5%+18.9pp |
| Annual return | 22.81% | 27.68%-4.9pp | 148.57%-125.8pp | 81.01%-58.2pp |
| Employer contribution / active EE | $1,816 | $1,911-5.0% | $4,075-55.4% | $2,440-25.6% |
| Participant deferral / active EE | $1,931 | $3,563-45.8% | $5,525-65.1% | $3,608-46.5% |
| Admin fee / account holder | $340 | $4,245-92.0% | $8,593-96.0% | $5,124-93.4% |