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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,735 | $114,093+24.2% | $96,171+47.4% | $167,536-15.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 13.71% | 190.00%-176.3pp | 192.04%-178.3pp | 478.82%-465.1pp |
| Employer contribution / active EE | $10,032 | $3,429+192.5% | $2,799+258.4% | $4,839+107.3% |
| Participant deferral / active EE | $11,136 | $5,197+114.3% | $4,350+156.0% | $6,342+75.6% |
| Admin fee / account holder | $7,757 | $6,899+12.4% | $5,538+40.1% | $12,315-37.0% |