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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,685 | $109,411-19.9% | $89,435-2.0% | $158,982-44.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 12.97% | 345.68%-332.7pp | 245.55%-232.6pp | 302.99%-290.0pp |
| Employer contribution / active EE | $11,783 | $3,173+271.4% | $2,587+355.5% | $4,763+147.4% |
| Participant deferral / active EE | $8,638 | $4,600+87.8% | $3,890+122.0% | $5,983+44.4% |
| Admin fee / account holder | $3,033 | $6,159-50.8% | $4,884-37.9% | $11,252-73.0% |