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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,524 | $106,905-49.0% | $84,020-35.1% | $152,885-64.3% |
| Participation rate | 76.5% | 75.2%+1.2pp | 69.0%+7.5pp | 82.5%-6.0pp |
| Annual return | 23.32% | 105.00%-81.7pp | 71.31%-48.0pp | 345.39%-322.1pp |
| Employer contribution / active EE | $6,100 | $2,735+123.1% | $1,984+207.5% | $4,763+28.1% |
| Participant deferral / active EE | $4,383 | $4,012+9.3% | $3,239+35.3% | $5,851-25.1% |
| Admin fee / account holder | $419 | $8,287-94.9% | $6,101-93.1% | $11,598-96.4% |