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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,812 | $99,345+291.4% | $84,753+358.8% | $273,972+41.9% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.99% | 22.93%-15.9pp | 22.78%-15.8pp | 41.46%-34.5pp |
| Employer contribution / active EE | $9,125 | $4,214+116.5% | $3,574+155.3% | $4,869+87.4% |
| Participant deferral / active EE | $23,000 | $4,270+438.7% | $3,712+519.6% | $5,287+335.0% |
| Admin fee / account holder | $8,496 | $6,645+27.8% | $5,333+59.3% | $10,133-16.2% |