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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,072 | $65,041-56.8% | $90,965-69.1% | $79,858-64.8% |
| Participation rate | 42.9% | 61.6%-18.7pp | 69.0%-26.2pp | 69.6%-26.8pp |
| Annual return | 34.42% | 30.45%+4.0pp | 134.57%-100.1pp | 31.72%+2.7pp |
| Employer contribution / active EE | $1,010 | $1,247-19.0% | $2,122-52.4% | $2,471-59.1% |
| Participant deferral / active EE | $2,832 | $2,512+12.7% | $3,373-16.0% | $3,740-24.3% |
| Admin fee / account holder | $147 | $4,536-96.8% | $5,960-97.5% | $5,306-97.2% |