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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,550 | $90,606-29.9% | $79,466-20.0% | $135,379-53.1% |
| Participation rate | 27.3% | 76.0%-48.8pp | 73.3%-46.1pp | 82.6%-55.4pp |
| Annual return | -5.80% | 977.69%-983.5pp | 718.28%-724.1pp | 519.79%-525.6pp |
| Employer contribution / active EE | $1,082 | $3,068-64.7% | $2,800-61.4% | $4,779-77.4% |
| Participant deferral / active EE | $1,749 | $4,050-56.8% | $3,704-52.8% | $5,609-68.8% |
| Admin fee / account holder | $0 | $5,895-100.0% | $5,104-100.0% | $10,828-100.0% |