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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,167 | $90,486-41.2% | $78,676-32.4% | $273,972-80.6% |
| Participation rate | 23.8% | 76.5%-52.7pp | 73.6%-49.8pp | 83.0%-59.2pp |
| Annual return | 4.11% | 75.62%-71.5pp | 62.19%-58.1pp | 41.46%-37.3pp |
| Employer contribution / active EE | $869 | $3,175-72.6% | $2,850-69.5% | $4,869-82.2% |
| Participant deferral / active EE | $1,553 | $3,901-60.2% | $3,517-55.8% | $5,287-70.6% |
| Admin fee / account holder | $0 | $5,263-100.0% | $4,510-100.0% | $10,133-100.0% |