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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,431 | $72,269-21.9% | $101,271-44.3% | $79,852-29.3% |
| Participation rate | 22.2% | 68.5%-46.2pp | 75.8%-53.6pp | 69.6%-47.4pp |
| Annual return | 11.27% | 22.29%-11.0pp | 46.48%-35.2pp | 31.72%-20.4pp |
| Employer contribution / active EE | $751 | $2,692-72.1% | $3,660-79.5% | $2,471-69.6% |
| Participant deferral / active EE | $1,557 | $3,282-52.6% | $4,371-64.4% | $3,740-58.4% |
| Admin fee / account holder | $10,300 | $4,401+134.0% | $5,948+73.2% | $5,306+94.1% |