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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,201 | $63,342-20.7% | $92,236-45.6% | $70,131-28.4% |
| Participation rate | 18.5% | 68.7%-50.2pp | 76.5%-58.0pp | 69.5%-51.1pp |
| Annual return | 16.44% | 530.15%-513.7pp | 176.29%-159.8pp | 73.14%-56.7pp |
| Employer contribution / active EE | $1,070 | $2,471-56.7% | $3,679-70.9% | $2,342-54.3% |
| Participant deferral / active EE | $1,656 | $2,854-42.0% | $3,897-57.5% | $3,332-50.3% |
| Admin fee / account holder | $308 | $3,840-92.0% | $5,194-94.1% | $4,645-93.4% |