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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,765 | $81,870-13.6% | $119,608-40.8% | $68,495+3.3% |
| Participation rate | 96.6% | 71.9%+24.7pp | 79.3%+17.3pp | 67.9%+28.7pp |
| Annual return | -17.77% | -23.82%+6.0pp | -14.98%-2.8pp | -7.84%-9.9pp |
| Employer contribution / active EE | $2,379 | $2,692-11.6% | $4,232-43.8% | $2,596-8.4% |
| Participant deferral / active EE | $4,635 | $4,148+11.7% | $5,601-17.3% | $4,028+15.1% |
| Admin fee / account holder | $2,168 | $6,583-67.1% | $10,326-79.0% | $5,403-59.9% |