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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,797 | $115,796-56.1% | $101,264-49.8% | $158,950-68.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.00% | 56.15%-44.2pp | 46.48%-34.5pp | 302.91%-290.9pp |
| Employer contribution / active EE | $2,888 | $4,175-30.8% | $3,660-21.1% | $4,762-39.4% |
| Participant deferral / active EE | $15,152 | $4,958+205.6% | $4,370+246.7% | $5,983+153.3% |
| Admin fee / account holder | $3,031 | $7,247-58.2% | $5,947-49.0% | $11,248-73.0% |