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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,277 | $56,894-87.2% | $84,753-91.4% | $62,881-88.4% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.00% | 6.30%-6.3pp | 22.78%-22.8pp | 20.14%-20.1pp |
| Employer contribution / active EE | $2,707 | $2,400+12.8% | $3,574-24.3% | $2,281+18.7% |
| Participant deferral / active EE | $1,835 | $2,709-32.3% | $3,712-50.6% | $3,203-42.7% |
| Admin fee / account holder | $385 | $3,581-89.2% | $5,333-92.8% | $4,296-91.0% |