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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,734 | $56,484+27.0% | $169,452-57.7% | $64,181+11.8% |
| Participation rate | 93.2% | 64.5%+28.6pp | 77.8%+15.4pp | 69.6%+23.6pp |
| Annual return | -5.21% | -1.55%-3.7pp | 1.83%-7.0pp | 7.63%-12.8pp |
| Employer contribution / active EE | $4,404 | $1,832+140.3% | $4,157+5.9% | $2,381+85.0% |
| Participant deferral / active EE | $3,462 | $3,448+0.4% | $5,277-34.4% | $3,470-0.2% |
| Admin fee / account holder | $11,550 | $4,174+176.7% | $9,110+26.8% | $4,887+136.3% |