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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,240 | $82,674+80.5% | $125,363+19.0% | $68,495+117.9% |
| Participation rate | 92.9% | 75.0%+17.8pp | 82.4%+10.5pp | 67.9%+25.0pp |
| Annual return | -18.17% | -5.97%-12.2pp | 572.15%-590.3pp | -7.84%-10.3pp |
| Employer contribution / active EE | $2,642 | $3,382-21.9% | $4,815-45.1% | $2,596+1.8% |
| Participant deferral / active EE | $12,773 | $6,111+109.0% | $7,447+71.5% | $4,028+217.1% |
| Admin fee / account holder | $6,602 | $6,276+5.2% | $10,005-34.0% | $5,403+22.2% |