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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,891 | $165,381-33.6% | $149,730-26.6% | $158,966-30.9% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 10.12% | 348.29%-338.2pp | 276.70%-266.6pp | 302.95%-292.8pp |
| Employer contribution / active EE | $3,340 | $5,104-34.6% | $4,645-28.1% | $4,762-29.9% |
| Participant deferral / active EE | $10,307 | $7,182+43.5% | $6,843+50.6% | $5,983+72.3% |
| Admin fee / account holder | $2,533 | $10,809-76.6% | $9,310-72.8% | $11,250-77.5% |