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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,866 | $157,296-49.9% | $141,191-44.1% | $152,897-48.4% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 16.18% | 64.34%-48.2pp | 71.41%-55.2pp | 345.43%-329.3pp |
| Employer contribution / active EE | $3,380 | $5,262-35.8% | $4,736-28.6% | $4,764-29.0% |
| Participant deferral / active EE | $7,622 | $7,111+7.2% | $6,710+13.6% | $5,851+30.3% |
| Admin fee / account holder | $845 | $12,125-93.0% | $10,264-91.8% | $11,599-92.7% |