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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,140 | $42,917+103.0% | $60,899+43.1% | $68,495+27.2% |
| Participation rate | 90.6% | 66.8%+23.8pp | 73.1%+17.5pp | 67.9%+22.7pp |
| Annual return | -20.62% | -13.99%-6.6pp | 16.92%-37.5pp | -7.84%-12.8pp |
| Employer contribution / active EE | $1,813 | $1,979-8.4% | $2,702-32.9% | $2,596-30.2% |
| Participant deferral / active EE | $9,966 | $2,867+247.6% | $3,817+161.1% | $4,028+147.4% |
| Admin fee / account holder | $8,377 | $3,102+170.0% | $3,225+159.8% | $5,403+55.0% |