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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,267 | $91,198+25.3% | $178,503-36.0% | $79,856+43.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 4.45% | 24.20%-19.7pp | 151.12%-146.7pp | 31.71%-27.3pp |
| Employer contribution / active EE | $3,391 | $3,257+4.1% | $5,011-32.3% | $2,471+37.2% |
| Participant deferral / active EE | $4,624 | $3,237+42.9% | $5,202-11.1% | $3,741+23.6% |
| Admin fee / account holder | $34,827 | $6,748+416.1% | $13,987+149.0% | $5,306+556.3% |