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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,217 | $85,171+34.1% | $172,752-33.9% | $72,975+56.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 13.87% | 27.32%-13.5pp | 802.97%-789.1pp | 81.01%-67.1pp |
| Employer contribution / active EE | $2,574 | $3,324-22.6% | $5,144-50.0% | $2,440+5.5% |
| Participant deferral / active EE | $3,583 | $3,260+9.9% | $5,198-31.1% | $3,608-0.7% |
| Admin fee / account holder | $3,741 | $5,880-36.4% | $13,955-73.2% | $5,124-27.0% |