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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,358 | $81,358-17.2% | $155,556-56.7% | $80,959-16.8% |
| Participation rate | 97.6% | 66.3%+31.3pp | 78.2%+19.3pp | 67.7%+29.9pp |
| Annual return | 9.32% | 33.39%-24.1pp | 64.84%-55.5pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,542 | $3,106-50.4% | $4,675-67.0% | $2,757-44.1% |
| Participant deferral / active EE | $2,378 | $3,455-31.2% | $5,631-57.8% | $4,300-44.7% |
| Admin fee / account holder | $16,746 | $7,994+109.5% | $15,885+5.4% | $6,925+141.8% |