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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,811 | $180,466+42.9% | $154,114+67.3% | $135,382+90.4% |
| Participation rate | 75.0% | 87.4%-12.4pp | 83.0%-8.0pp | 82.6%-7.6pp |
| Annual return | -4.48% | 888.15%-892.6pp | 735.16%-739.6pp | 519.77%-524.2pp |
| Employer contribution / active EE | $4,375 | $6,035-27.5% | $5,298-17.4% | $4,779-8.4% |
| Participant deferral / active EE | $6,125 | $5,806+5.5% | $5,081+20.6% | $5,609+9.2% |
| Admin fee / account holder | $449 | $16,144-97.2% | $13,411-96.6% | $10,829-95.8% |