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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,907 | $138,102+8.5% | $125,381+19.6% | $134,532+11.4% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -6.01% | 750.73%-756.7pp | 572.31%-578.3pp | 418.27%-424.3pp |
| Employer contribution / active EE | $6,664 | $5,245+27.0% | $4,815+38.4% | $4,741+40.6% |
| Participant deferral / active EE | $9,233 | $7,801+18.4% | $7,448+24.0% | $6,401+44.3% |
| Admin fee / account holder | $1,462 | $11,568-87.4% | $10,007-85.4% | $11,429-87.2% |