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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,063 | $217,432+37.1% | $185,849+60.4% | $167,536+77.9% |
| Participation rate | 71.4% | 86.1%-14.6pp | 81.7%-10.3pp | 82.1%-10.7pp |
| Annual return | 15.14% | 148.42%-133.3pp | 122.10%-107.0pp | 478.82%-463.7pp |
| Employer contribution / active EE | $4,716 | $5,875-19.7% | $5,169-8.8% | $4,839-2.5% |
| Participant deferral / active EE | $7,352 | $6,357+15.6% | $5,569+32.0% | $6,342+15.9% |
| Admin fee / account holder | $1,749 | $19,818-91.2% | $16,244-89.2% | $12,315-85.8% |