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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,967 | $100,811+328.5% | $86,698+398.2% | $134,545+221.1% |
| Participation rate | 93.3% | 79.0%+14.4pp | 76.6%+16.7pp | 81.2%+12.1pp |
| Annual return | -9.92% | 29.11%-39.0pp | 35.96%-45.9pp | 418.37%-428.3pp |
| Employer contribution / active EE | $6,363 | $3,490+82.3% | $2,837+124.3% | $4,742+34.2% |
| Participant deferral / active EE | $16,297 | $5,339+205.2% | $4,656+250.0% | $6,401+154.6% |
| Admin fee / account holder | $18,273 | $10,926+67.2% | $7,492+143.9% | $11,431+59.9% |