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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,970 | $72,486+301.4% | $87,103+234.1% | $72,976+298.7% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.9%+19.4pp | 69.5%+26.8pp |
| Annual return | 21.46% | 24.46%-3.0pp | 28.19%-6.7pp | 81.02%-59.6pp |
| Employer contribution / active EE | $6,604 | $1,894+248.7% | $2,521+161.9% | $2,440+170.7% |
| Participant deferral / active EE | $15,708 | $3,270+380.4% | $4,049+288.0% | $3,608+335.4% |
| Admin fee / account holder | $28,711 | $5,055+468.0% | $7,491+283.3% | $5,124+460.3% |